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About HKS
At HKS Insurance Brokers LLC, we specialize in delivering high quality insurance risk advisory and placement solutions tailored for businesses operating throughout the U.S..
Whilst we bring a diversified capability across many commercial sectors, our particular expertise sits within Civil Construction, Engineering, Commercial Transport, Infrastructure & Mining Service companies, from large, complex operations to smaller local businesses. We deliver tailored solutions that take into consideration the unique individual features of each business.
Our service is built on a 'risk-first philosophy', providing support with Risk Management services and comprehensive risk assessments where required — assisting in better understanding people, assets & operational risks, uninsured & underinsured gaps, liability program requirements, and the use of risk surveys, valuations & business interruption assessments on a need's basis.
We believe in partnership and working closely with our clients to ensure we fully understand the business risks in detail and design insurance programs structured around those risks.
A Trusted Partner in Commercial Insurance
We deliver risk-led insurance advisory and placement services for businesses across the U.S., partnering closely with clients to identify business exposures, strengthen compliance, and design insurance programs aligned with real operational risks.
Our Partnerships
ISU Steadfast is an insurance agency network which is one of the largest and most respected insurance agency networks in the United States.
Today its network consists of more than 220 independent insurance agencies benefiting from our valuable services and solutions.
With the local capabilities and expertise, backed by the power of an international organization, ISU has the strength and scale to leverage optimal carrier access and support. This provides HKS with the market presence, and tools of a larger operation, while preserving the control and agility of an owner-led firm.
OUR DIFFERENCE
Risk Analysis - Understanding your business
We provide detailed risk assessments to identify the complete risk exposures with and formulate proposed adjustments. This includes uninsured risk reviews, risk management program implementation and application of risk surveys & valuation assessments where required.
Sector Specialization
While our capabilities are broad, our deep focus and expertise is specific to the following areas:
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Civil Construction & Engineering (Class A)
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General Building & Engineering Contractors (Class B)
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Commercial Auto Transportation
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Mining Services
Negotiating best market terms
We have access to the biggest and best market both within the U.S. and internationally. Through our membership of the ISU Steadfast network we can find quality & competitive markets for all risks.
Clients are provided with a program & risk information report, which includes a needs-based assessment of alternative structures and program solutions where required. We guide clients through our underwriter remarketing strategies, submissions & negotiation & professionally presentation of outcomes to clients
Trusted Partnerships
We look to partner with businesses long term, focusing on working with clients who value risk management and tailored service. This selective approach allows us to deliver bespoke insurance programs with exceptional detail and care.
Consistency of Service
You have our dedicated support with direct access to key management & staff. We seek to action things fast and efficiently.
Claims Support
Direct access with claims support to simplify the claims process. With broker & claims managing direct negotiation with insurers.
Our People
Our teams have a broad experience of designing and managing insurance programs for large complex businesses, mid-market & small to medium enterprises.
Damian Hicks
HKS Insurance Brokers
Director
B.B.A
CA Lic #4445480
Damian Hicks is a career insurance professional with over 25 years of experience working within Australia’s largest underwriters and national broking firms across Sydney, Melbourne and Adelaide. Now expanding his impact to the U.S., Damian is focused on helping U.S. businesses navigate their unique insurance challenges.
He has held multiple executive roles managing large commercial clients, structuring complex insurance programs in Civil Construction & Engineering, Builders Insurance, Mining Services and Transportation.
Andrew Zander
Websters Trusted Advisers
Director
Dip Fin Serv (Brok),
QPIB, ANZIIF Snr Assoc
As owner & Director of Websters in, Andrew has had an extensive 30-year career building a foundation of deep market knowledge & unwavering client advocacy. With a proven track record of working with large & complex businesses across various industries like Manufacturing and Agriculture, Andrew structures programs to deliver optimal insurance outcomes.
Having navigated the various market cycles & regulatory changes, he has an intimate understanding of the intricacies of the spectrum of insurance products, underwriting processes, and claims procedures.
Steve Pratt
Websters Trusted Advisers
Director
Dip Fin Serv (Brok),QPIB,
ANZIIF Snr Assoc
Also, as owner & Director of Websters, Steve has over 25 years' experience in the insurance industry.
Steve takes a personal interest in his clients to provide them with holistic risk management & wealth creation solutions over the long term.
Passionate about understanding how his clients' businesses operate, he has an ability to coordinate a number of financial services strategically for the benefit of his client's. Having various internationally involved clients, he is viewed as a trusted advisor, sharing with them his own diverse business interests & experiences.
“Insurance is more than a transaction - it's a promise of protection, peace of mind, and partnership”
Get in Touch
We’re here to help - Contact us now to explore how we can support your business goals.